Item #: XXXX
Object Class: Safe
Special Containment Procedures: SCP-XXXX is to be kept in a secure, on-site locker, monitored by surveillance footage and two (2) guards at all times. SCP-XXXX must be contained within a durable, leather wallet alongside four (4) different brands of credit cards. These credit cards, referred to as "decoys," must be identical to SCP-XXXX in terms of shape, size, and composition.
In the event of a security breach in which SCP-XXXX goes missing, all decoys will have their transactions monitored to track down unauthorized personnel attempting to use SCP-XXXX.
If SCP-XXXX is relocated to another site, it must be contained as far as possible from on-site facilities that engage in credit card transactions, such as the cafeteria.
As of 07/24/2027, experimentation with SCP-XXXX must be approved by two (2) senior researchers (see Test Log). As of 07/28/2027, experimentation with SCP-XXXX is forbidden (see Incident Report). Personnel attempting to interact with SCP-XXXX without O5 approval are subject to enhanced interrogation.
Description: SCP-XXXX is a metal credit card designed by the company ████████ ███████. It has a width of 101.62 mm, a height of 50.84 mm, and is twice as thick as a standard metallic card (1.68 mm). Samples have determined the card to be composed of stainless steel, copper, and █████.
SCP-XXXX's anomalous effects are triggered whenever the following conditions are met:
- SCP-XXXX is inserted into a credit card terminal.
- A vendor sells a product or service to a customer.
- The customer prints their signature on the terminal.
After a successful transaction, the vendor will receive a cash payment equivalent to the price of the item sold. This begins a "grace period," ranging from 30 minutes to 6 hours, before the customer, now designated "SCP-XXXX-1," experiences a sudden decline in physical health.
Symptoms include but are not limited to:
- Upwards of 1500 mL of blood loss.
- Deep wounds and scars.
- Broken and chipped teeth.
- Fractured and dislocated bones.
- Irreversible damage to vital organs.
- A manifestation of chrometophobia.
- A sudden realization of SCP-XXXX's anomalous properties.
Experiments have determined a consistent pattern between the cost of the item and the amount of pain inflicted by SCP-XXXX. In addition, tests have shown that symptoms of SCP-XXXX, albeit extreme, are never lethal to SCP-XXXX-1, regardless of the item's price (see Test Log).
Addendum:
Date: 07/15/2027
Subjects: D-27472 ("Customer") / D-78373 ("Vendor") / Dr. Mandel ("Mission Control")
Item: One (1) Guide To Memetic Inoculation Textbook ($39.99).
Outcome: Approximately 42 minutes into the test, D-27472 kneeled over and complained about sudden sharp pains in their abdomen. Upon closer inspection, several lacerations were found on D-27472's back and chest. In addition, D-27472's jaw began to swell due to multiple unexplained bruises. D-27472 lost roughly 450 mL of blood in the process.
Notes: Looks like SCP-XXXX inflicts pain on its user in exchange for paying off debt. Future tests should determine whether the type or price of the item matters.
Date: 07/18/2027
Subjects: D-47428 ("Customer") / D-52652 ("Vendor") / Dr. Jaeger ("Mission Control")
Item: One (1) MTF Kevlar Vest ($499.99).
Outcome: Approximately 31/2 hours into the test, D-47428 reported bouts of nausea, numbness, and fatigue. Moments later, D-47428 screamed and collapsed. Medical staff intervened and performed an MRI scan after stabilizing D-47428. Test results confirmed that D-47428's right kidney was missing. No damage was done to the surrounding tissue.
Notes: The more expensive the item, the more severe the symptoms. I request a test that pushes this to the extreme to confirm that SCP-XXXX never outright kills its user. So far all of our test subjects have recovered with little to no medical intervention.
Date: 07/24/2027
Subjects: D-36546 ("Customer") / D-28784 ("Vendor") / Dr. Jaeger ("Mission Control")
Item: One (1) Vial of Class-A Amnestics ($2499.99).
Outcome: Approximately 11/2 hours into the test, D-36546 showed signs of amnesia before collapsing and experiencing a violent seizure. An MRI scan revealed parts of D-36546's pre-frontal cortex missing. In addition, internal bleeding was detected within their chest.
Despite D-36546's critical condition, medical staff were prohibited from administering aid in accordance with Dr. Jaeger's request. D-36546 remained unconscious until the next morning when another MRI scan showed that their internal bleeding had slowed down significantly due to blood clots. A psychological examination revealed that D-36546 was unable to form mental images, but suffered no major brain damage.
Notes: We thought that was it for the experiment. We stress-tested the amount of pain SCP-XXXX can inflict and, like our past experiments, our test subject survived.
Little did we know that, hours later, police would stumble upon a bloodbath in the middle of Chicago. A whole family. Related to D-36546. Mangled. Dead. It was no coincidence.
In an instant, MTF Pi-1 ("City Slickers") and MTF Iota-10 ("Damn Feds") were dispatched to clean up the scene and misinform the public. All eyes were on us when the injuries coincided with symptoms of SCP-XXXX.
Now, at an unfortunate loss of life, we know SCP-XXXX can be lethal. Much more dangerous than we originally perceived it to be. Able to "pierce" and maim close friends and family members if the user's pain did not match the price of the item. If the user was still in debt.
Future experiments will need to be approved by Dr. Mandel and me. We're done here.
On 07/28/2027, Site-██ experienced technical errors. Personnel reported problems with lights, cameras, and the Foundation database. Maintenance crews were dispatched to determine the source of the issue.
In addition, the site was understaffed. Available guards were stationed near prioritized SCPs. Safe objects were granted short-term, higher-level locks in addition to increased surveillance footage.
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12:32 - Dr. Mandel approaches SCP-XXXX's locker and inputs level 3 credentials. Access is denied due to a higher-level lock.
12:34 - Dr. Mandel inputs a green, circuit-like card. The database identifies it as level 4 credentials. SCP-XXXX's locker is opened.
12:38 - Dr. Mandel returns to SCP-XXXX's test chamber and greets Dr. Jaeger.
12:42 - Maintenence receives a call about malfunctioning doors. Matthew Clark is ordered to visit SCP-XXXX's test chamber to resolve the problem.
12:46 - Matthew Clark enters the test chamber. Dr. Jaeger produces a handgun.
12:50 - Matthew Clark is forced to purchase a contract using SCP-XXXX. Dr. Mandel acts as the vendor while Dr. Jaeger observes the transaction.
12:54 - Matthew Clark is tied up and gagged. Dr. Jaeger begins to communicate with an unknown source over a radio. Site command is alerted due to suspicious activities.
13:12 - A guard, identified as Andrew Flores, enters SCP-XXXX's test chamber. Shots are fired. Dr. Mandel and Dr. Jaeger are terminated.
13:16 - Reports of a biohazard. Matthew Clark begins to show symptoms. Also, both scientists are revealed to be PoIs when the devices strapped to them are taken off. Turns out these were Chaos Insurgency agents instead of the actual scientists. Work in progress.